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Congratulations on Becoming a Member!

You now have a one-year pass to the Consumer Wholesale Outlet which is a Members Only website that offers wholesale prices on many thousands of products and a one year membership with them costs around $95, but it is included free with your Basic Membership of $50 which has now been paid in full.. Save hundreds or thousands of dollars every year! Because of the nature of membership and access, the $50 Basic Membership is not refundable under any circumstances.

You also have access to our many other Membership Benefits based on the Trial Membership you have purchased, including our Preferred Partner Lending Program, additional partners and further credit options, Travel & Vacation Discount Club, Ebook Club, 15% discount on hotels, rental car discounts, financial and credit information, income opportunities, prescription and dental discounts and more.

Below is a list of Your Available Membership Benefits. Click on any of the listed benefits below in order to gain access. If one of the links below is not highlighted or linked, then it is not available to you based on the Trail Membership amount that you have purchased.

Membership Benefit # 1:

Consumer Wholesale Outlet

Click Here to Access the Consumer Wholesale Outlet website. You may browse the website freely.
Please do not pay them for membership. They charge $39.99 for the first month and $4.95 every additional month ($95 per year).
To gain free access, simply email us and we will provide a free membership code.

Preferred Partner Lending Program

Click Here to Access our Preferred Partner Lending Program

Hotel Discounts

Rental Car Discounts

Financial and Credit Information

Income Opportunities

Prescription Discounts

Dental Discounts

Other Benefits

 

Step 1: The following link is for loan amounts of $5,000 or less.
If you need more than $5,000, then try the other Partners listed in Step 2. Please click the following link and complete the short form for $5,000 or less:

https://www.CompetitiveCredit.com/fullform1 (Not available in the following states: AR, CT, IN, MN, MT, NH, NY, SD, VT, WV)

In addition, you can also use this link and click RoundSky which is available in every state except NY:
https://www.CompetitiveCredit.com/partners (up to $2,500)

NY residents need to proceed directly to Step 2

 

Step 2: For amounts greater than $5,000, or if you still need more after completing Step 1, please apply directly to additional Partners listed below.

– The list of states that each partner does business is listed for each partner. If they don’t service your state, then do not apply

– If you have already applied with one of the partners within the past 60 days and have been denied, then do not re-apply

– The requirements of each company and odds of getting an approval become easier as you go further down the list:

 

1) Prosper: Offers loans from $2,000-$35,000. They do a soft credit initially which does not affect your credit score. Available in all states except IA and WV.
Click Here to Apply with Prosper

 

2) Lending Club: Offers loans up to $40,000. They do a soft credit initially which does not affect your credit score. Available in all states except IA and ID.
Click Here to Apply with Lending Club

 

3) One Main Financial: Offers loans of virtually any amount, depending on the type of loan. One Main does an initial soft credit inquiry which does not affect your credit score. If they make an offer to you and you proceed, they may do a hard inquiry which affects your score by a few points. Not available in Alaska, Arkansas, Connecticut, Massachusetts, Rhode Island, Vermont or Washington, D.C.
Click Here to Apply with One Main Financial

 

4) Peerform: Offers loans from $4,000-$25,000. They do a soft inquiry and call you within 3 days. Available in the following states: AL, AK, AZ, CA, CT, FL, GA, HI, IL, LA, MD, MI, MN, MO, NV, NH, NC, OH, OR, TN, TX, VA, WA.
Click Here to Apply with Peerform

 

5) Net Credit: Offers loans up to $10,000. They do a hard Inquiry which affects your credit score by a few points. NetCredit currently operates in the following 13 states: AL, CA, DE, GA, ID, MO, ND, NM, SC, SD, UT, VA, and WI.
Click Here to Apply with Net Credit

 

6) Avant: Offers loans from $2,000-$35,000. They do a soft credit initially which does not affect your credit score. Available in all states except IA, ME, WV, ND.
Click Here to Apply with Avant

 

7) Rise Credit: Offers loans from $500-$5000. The drop-down box on their home page appears to malfunction, so we recommend that you close out that drop-down box and use the “Get Started” box on the right side of their website home page. You must have a checking account. They do a hard inquiry. Available in the following states: Alabama, California, Delaware, Georgia, Idaho, Illinois, Kansas, Mississippi, Missouri, New Mexico, North Dakota, Ohio, South Carolina, Tennessee, Texas, Utah, Wisconsin.
Click Here to Apply with Rise Credit

 

8) Upgrade: Accepts all credit types. Available in all states. Offers $1000-$50,000.
Click Here to Apply with Upgrade

 

9) Credit One: Offers credit cards for all credit types from $200 to $20,000. No credit check initially to receive pre-qualified offers. Available in all 50 states.
Click Here to Apply with Credit One

 

10) First Premier: Offers credit cards with credit lines from $200-$1,000 initially, for damaged credit. Hard inquiry. Available in all states except NY and WI.
Click Here to Apply with First Premier

 

11) Cash Advance: Offers loans up to $1000. Soft or no inquiry initially. They refer you to multiple other lenders or sources. They do not accept applicants who are enlisted in the Military / Armed Forces. They do not accept applicants from AR, NY, WV and GA.
Click Here to Apply with Cash Advance

 

12) Cash Net USA: Offers loans up to $3,400. Soft or no inquiry initially. Available in the following states: AK, AL, CA, DE, FL, HI, ID, IL, KS, LA, ME, MI, MN, MO, MS, ND, NM, NV, OH, OK, OR, RI, SC, SD, TN, TX, UT, VA, WA, WY, WI.
Click Here to Apply with Cash Net USA

 

13) PersonalLoans.com: Offers loans up to $35,000. Available in all 50 states. They do a soft or hard inquiry depending on the partner they connect you with.
Use link below under Additional Options.

 

14) Credit Soup: Offers loans up to $35,000. Soft Inquiry. They connect you to their partners.
Use link below under Additional Options.

 

15) Unique: Offers a retail line of credit similar to having a Macy’s or JC Penney’s card. There is no credit check and you are guaranteed a $1,000 credit line. Available in all 50 states. They charge a $29.95 enrollment fee and $19.95 per month.
Use link below under Additional Options.

 

16) NetFirst Platinum: Offers a retail line of credit similar to having a Macy’s or JC Penney’s card.
There is no credit check and you are guaranteed a $500 credit line. Available in all 50 states. They charge a $29.95 enrollment fee and $24.95 per month.
Use link below under Additional Options.

 

Additional Options are available here: https://www.CompetitiveCredit.com/partners