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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, the lender will ask for your name, address, date of birth, and other information that will allow the lender to identify you. The lender may also ask to see your driver’s license and other identifying documents.

MINIMUM MONTHLY REPAYMENT TERM IS 12 MONTHS AND THE MAXIMUM IS 72 MONTHS.

APR’s can range from as little as 5.99% to as much as 35% depending on the state.

REPRESENTATIVE EXAMPLE:
For a $10,000 60-month loan at an interest rate of 9.0% you will receive a loan amount of $10,000.00
and will make 60 monthly payments of $207.58 at a 9.0% APR. Total loan cost would be $12,454.80.

Disclaimer: The operators of this website are not a lender, do not broker personal loans and they do not make any short term cash loans or any credit decisions. Nothing on this website is an offer or a solicitation to lend. This website helps borrowers find good and bad credit personal loans by securely obtaining their information and referring them to participating partners of long-term loans, otherwise known as installment loans as well as alternative loans, credit lines and credit cards. Providing your information on this website does not guarantee an approval, unless otherwise indicated. Any questions concerning actual product offerings should be directed to the potential loan lender. We urge you to read our entire website so that you are aware of all of the information that we provide. ConsumerEzCredit.com is a loan and credit referral service. We review the information that you provide to us and if you meet certain requirements, we then recommend the lender or lenders with which we believe is your best option or options and are most likely to provide you with a loan based on our assessment of your information. Repayment terms vary by lender and local laws, and not everyone will qualify for maximum borrowing repayment terms of 72 months. The APR, borrowing term and amount that you may be eligible for will be determined by several key variables including but not limited to your credit score, income and total debt as well as state limits. This website does not constitute an offer or solicitation to lend. ConsumerEzCredit.com is not a lender and does not make loans or credit decisions. ConsumerEzCredit.com is not acting as a representative, agent, or correspondent for any of the recommended lenders. ConsumerEzCredit.com does not control and is not responsible for the actions or inactions of any recommended lender. ConsumerEzCredit.com does not endorse any particular lender or loan product. You are under no obligation to use ConsumerEzCredit.com’s service to initiate contact or apply for a loan with any of the recommended lenders. If you decide to use our service, in accordance with the terms of our Privacy Policy, ConsumerEzCredit.com will not share your loan application and the personal information that you provide to us with any recommended lenders. ConsumerEzCredit.com does not guarantee that your submission of a loan application will result in you obtaining a lender recommendation, being offered a loan with rates or terms that are acceptable to you, or receiving a loan, unless otherwise indicated. Recommended lenders may take steps to verify the accuracy of the information that you provide to them including, but not limited to, your social security number, driver’s license number, national ID, or any other state or federal identifications and may review the information against national databases including, but not limited to, Equifax, Transunion, and Experian, to determine your credit worthiness, credit standing and/or credit capacity. In addition, if your application with a recommended lender results in a loan offer, they may use your personal information to market their services to you. We may financially benefit from anything you read or click on while visiting our site. Our services are available in all 50 states and our service availability and the scope of the services we offer are subject to change without notice. All loans through recommended lenders are subject to credit approval. All of the lenders we refer can offer free rate quotes with no impact to your credit whatsoever. We have some recommended Loan Providers that are able to issue pre-approval quotes without performing any credit check, and other Loan Providers that can issue pre-approvals and approvals via a soft credit check (no impact to your FICO credit score or rating). We have some recommended Loan Providers that may need to collect additional information from you including your SSN, for the purpose of doing a soft credit inquiry to determine whether or not to extend potential offers to you. There is no impact to your credit score or rating when a lender performs a soft credit inquiry. Once we review your credit and personal information files and make recommendations to you, you are free to contact and apply directly with them. During the process of finalizing your financing, some recommended Loan Providers may need to perform a hard credit inquiry. Those Loan Providers will ask for your permission prior to doing so. *A Guaranteed Offer may or may not be made based on the information you provide.

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