This is ConsumerEZcredit.  The verification company has instructed PayPal to refund your payment of $9.95 for verification.

You have already been verified. Please do not get verified again.

PersonalLoanGuarantee is the company that made you a guarantee.

They are definitely your best option, but if you are not interested, I understand.

For other options, please click the following link:

https://consumerezcredit.com/cezc-services-main/

Sincerely, Jeff Hoffmann, ConsumerEZcredit